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Delivery-date: Tue, 21 Apr 2026 12:03:47 +0700
Date: Tue, 21 Apr 2026 03:31:22 +0000
To: info@21stbikes.com
From: "tom@hardloan.net" <tom@hardloan.net>
Subject: Fast Close Hard Money
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*US HARD MONEY=0A<http://hardloan.mx3a.com/lists/lt.php?tid=3Drvzab6Isdt2es=
qQElmSuiFAir8MDFp+wiHms/iMIlQmw0EvD7ynwTqFJAGLVlW1j>
*

USHM=0A<http://hardloan.mx3a.com/lists/lt.php?tid=3Drvzab6Isdt2esqQElmSuiFA=
ir8MDFp+wiHms/iMIlQmw0EvD7ynwTqFJAGLVlW1j>
and affiliates have been providing nationwide loan services for over 25
years. We have the know-how, experience, and contacts to provide real
estate financing for virtually all property types and lending scenarios,
from land acquisition to adaptive re-use. We also provide asset based
business loans. We finance inventory, accounts receivables, equipment
purchases, and expansion capital.

=C2=B7 Historically, the core business of USHM has been in making direct Ha=
rd
Money real estate loans with a primary emphasis on land loans. Current
market conditions have caused us to redirect our focus. While we still make
land loans, they MUST have contracts in place and/or a viable exit
strategy.

=C2=B7 To qualify, loans must be placed in the Continental United States an=
d
not exceed 50% of the real property's LIQUIDATION value or purchase price
or cost (LTV/LTC). The typical loan term is up to three years with no
pre-payment penalty. Loans can range between $3M to $100. Our 'sweet spot'
loans are between $3M to $10M.

*WE DO NOT FUND LOANS LESS THAN $1M.*

=C2=B7 Loan To Value (LTV/LTC) is typically calculated to be the lesser of =
the
quick sale value or the purchase price. For example, if you are able to
purchase a property with a market value of $12mm for $6mm, the lower value
is used for underwriting purposes. In this example we could lend between
$3mm-$5.4mm. But there are exceptions. If you don't have any money in the
deal, your ability to get a Hard Money loan is slight.

Due to current market conditions we are no longer */routinely /*making
loans on unimproved or un-entitled real estate. We are looking for cash
flowing real estate deals $3M or greater.

*WE DO NOT FUND START-UPS*

We are currently financing asset based loans on the following:

=C2=B7 Commercial Aircraft

=C2=B7 Inventory

=C2=B7 Purchase Order Contracts

=C2=B7 Rolling Stock

=C2=B7 Production Contracts

=C2=B7 Charged off Credit Card Receivables

=C2=B7 Licenses - Communications, Cable and Cellular

=C2=B7 Fine Art, Antiques, and Gems (cut or uncut)

=C2=B7 Oil, Gas and Mining resources with early stage infrastructure and/or
production

=C2=B7 Bridge Financing for Asset Sales Contracts

=C2=B7 Debtor in Possession Financing All Industries

Every deal is unique. Please give us a call.

Cordially,

Thomas F. Brosnan

Managing Member

US Hard Money, LLC

119 Park St. #5

Charles Town, WV

703-328-6464

Skype: telegony22314

Conference Call# 641-715-3600

PIN 305662#

tom@hard-money.us

www.hard-money.us

This email may contain privileged and/or confidential information and is
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 <tr style=3D"vertical-align: top;">
 <td>
 <h3 style=3D"font-family:calibri;font-size:22px;color:#555;padd=
ing:0px 10px;">&nbsp;</h3>
 <a href=3D"http://ha=
rdloan.mx3a.com/lists/lt.php?tid=3DcUpVUQJUUlEEAhUCAFQCGwcBBwIeWgMHUEsDBVYM=
DQUPAlVRXA9KBQJWCgJUBVIbAwRSUB5XAAdSS1oJUQEZUlpQUQZXBw4JB1QBH1BWBQYHVQBVHgY=
AV1tLVgFSXRlSCAINGVQHAAJWUQFWBAJXBQ" >US HARD MONEY</a>

<a href=3D"http://hardloan.mx3a.com/lists/lt=
.php?tid=3DcUpVUQJUUlEEAhUCAFQCGwcBBwIeWgMHUEsDBVYMDQUPAlVRXA9KBQJWCgJUBVIb=
AwRSUB5XAAdSS1oJUQEZUlpQUQZXBw4JB1QBH1BWBQYHVQBVHgYAV1tLVgFSXRlSCAINGVQHAAJ=
WUQFWBAJXBQ" >USHM</a> and affiliates have been providing nationwide loan s=
ervices for over 25 years. We have the know-how, experience, and contacts t=
o provide real estate financing for virtually all property types and lendin=
g scenarios, from land acquisition to adaptive re-use. We also provide asse=
t based business loans. We finance inventory, accounts receivables, equipme=
nt purchases, and expansion capital.

&nbsp;

&middot;&nbsp;&nbsp;&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp; Historically, the core business=
 of USHM has been in making direct Hard Money real estate loans with a prim=
ary emphasis on land loans. Current market conditions have caused us to red=
irect our focus. While we still make land loans, they MUST have contracts i=
n place and/or a viable exit strategy.

&middot;&nbsp;&nbsp;&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp; To qualify, loans must be place=
d in the Continental United States and not exceed 50% of the real property&=
#39;s LIQUIDATION value or purchase price or cost (LTV/LTC). The typical lo=
an term is up to three years with no pre-payment penalty. Loans can range b=
etween $3M to $100. Our &#39;sweet spot&#39; loans are between $3M to $10M.=

WE DO NOT FUND=
 LOANS LESS THAN $1M.

<s=
pan style=3D"font-size:10.0pt;
mso-bidi-font-size:12.0pt;font-family:Symbol;mso-fareast-font-family:Symbol=
;
mso-bidi-font-family:Symbol">&middot;&nbsp;&nbsp;&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp; Loan To Value (LTV/LTC) is typi=
cally calculated to be the lesser of the quick sale value or the purchase p=
rice. For example, if you are able to purchase a property with a market val=
ue of $12mm for $6mm, the lower value is used for underwriting purposes. In=
 this example we could lend between $3mm-$5.4mm. But there are exceptions. =
If you don&#39;t have any money in the deal, your ability to get a Hard Mon=
ey loan is slight.

Due to current market conditions we are no l=
onger routinely making loans on unimproved or un-entitled rea=
l estate. We are looking for cash flowing real estate deals $3M or greater.=

WE DO NOT FUND START-UPS=

We are currently financing asset based loans on the following:

&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp=
; Commercial Aircraft

&middot;&nbsp;&nbsp;&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp; Debtor in Possession Financing =
All Industries

&nbsp;

&nbsp;

Every deal is unique. =
Please give us a call.

Cordially,

&nbsp;

Thomas F. =
Brosnan

Managing M=
ember

US Hard Mo=
ney, LLC

119 Park S=
t. #5

Charles To=
wn, WV

703-328-64=
64

Skype: tel=
egony22314

Conference=
 Call# 641-715-3600

PIN 305662=
#

tom@hard-m=
oney.us

www.hard-m=
oney.us

This email may =
contain privileged and/or confidential information and is intended solely f=
or the use of the addressee. If you are not the intended recipient, you are=
 strictly prohibited from disclosing, copying, distributing or using any of=
 this information. If you received this communication in error, please cont=
act the sender immediately and destroy the material in its entirety. You ma=
y not directly or indirectly use or disclose this information for any purpo=
se other than that for which you are receiving this information.

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 <td>
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tLVgFSXRlSCAINGVQHAAJWUQFWBAJXBQ" >Contact Us</a>&nbsp;| &nbsp;<a href=3D"h=
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