Google

Edit File: 1776747826.M319149P8488.server-619288.prediksijaya.com,S=25363,W=25916

Envelope-to: 222-2851info@21stbikes.com
Delivery-date: Tue, 21 Apr 2026 12:03:46 +0700
Date: Tue, 21 Apr 2026 03:31:21 +0000
To: 222-2851info@21stbikes.com
From: "tom@hardloan.net" <tom@hardloan.net>
Subject: Fast Close Hard Money
Message-ID: <c1cc09f42f8d785bcd8fe7caa1bfe67e@hardloan.mx3a.com>
Precedence: bulk
MIME-Version: 1.0
Content-Type: multipart/alternative;
	boundary="b1_c1cc09f42f8d785bcd8fe7caa1bfe67e"

This is a multi-part message in MIME format.

--b1_c1cc09f42f8d785bcd8fe7caa1bfe67e
Content-Type: text/plain; charset=UTF-8
Content-Transfer-Encoding: quoted-printable

*US HARD MONEY=0A<http://hardloan.mx3a.com/lists/lt.php?tid=3Drvzab6Islt2es=
qQElmSuiFAir8MDFv+wiHms/iMIlQnfEEqZtYl/fKZ3IeZIWvBm>
*

USHM=0A<http://hardloan.mx3a.com/lists/lt.php?tid=3Drvzab6Islt2esqQElmSuiFA=
ir8MDFv+wiHms/iMIlQnfEEqZtYl/fKZ3IeZIWvBm>
and affiliates have been providing nationwide loan services for over 25
years. We have the know-how, experience, and contacts to provide real
estate financing for virtually all property types and lending scenarios,
from land acquisition to adaptive re-use. We also provide asset based
business loans. We finance inventory, accounts receivables, equipment
purchases, and expansion capital.

=C2=B7 Historically, the core business of USHM has been in making direct Ha=
rd
Money real estate loans with a primary emphasis on land loans. Current
market conditions have caused us to redirect our focus. While we still make
land loans, they MUST have contracts in place and/or a viable exit
strategy.

=C2=B7 To qualify, loans must be placed in the Continental United States an=
d
not exceed 50% of the real property's LIQUIDATION value or purchase price
or cost (LTV/LTC). The typical loan term is up to three years with no
pre-payment penalty. Loans can range between $3M to $100. Our 'sweet spot'
loans are between $3M to $10M.

*WE DO NOT FUND LOANS LESS THAN $1M.*

=C2=B7 Loan To Value (LTV/LTC) is typically calculated to be the lesser of =
the
quick sale value or the purchase price. For example, if you are able to
purchase a property with a market value of $12mm for $6mm, the lower value
is used for underwriting purposes. In this example we could lend between
$3mm-$5.4mm. But there are exceptions. If you don't have any money in the
deal, your ability to get a Hard Money loan is slight.

Due to current market conditions we are no longer */routinely /*making
loans on unimproved or un-entitled real estate. We are looking for cash
flowing real estate deals $3M or greater.

*WE DO NOT FUND START-UPS*

We are currently financing asset based loans on the following:

=C2=B7 Commercial Aircraft

=C2=B7 Inventory

=C2=B7 Purchase Order Contracts

=C2=B7 Rolling Stock

=C2=B7 Production Contracts

=C2=B7 Charged off Credit Card Receivables

=C2=B7 Licenses - Communications, Cable and Cellular

=C2=B7 Fine Art, Antiques, and Gems (cut or uncut)

=C2=B7 Oil, Gas and Mining resources with early stage infrastructure and/or
production

=C2=B7 Bridge Financing for Asset Sales Contracts

=C2=B7 Debtor in Possession Financing All Industries

Every deal is unique. Please give us a call.

Cordially,

Thomas F. Brosnan

Managing Member

US Hard Money, LLC

119 Park St. #5

Charles Town, WV

703-328-6464

Skype: telegony22314

Conference Call# 641-715-3600

PIN 305662#

tom@hard-money.us

www.hard-money.us

This email may contain privileged and/or confidential information and is
intended solely for the use of the addressee. If you are not the intended
recipient, you are strictly prohibited from disclosing, copying,
distributing or using any of this information. If you received this
communication in error, please contact the sender immediately and destroy
the material in its entirety. You may not directly or indirectly use or
disclose this information for any purpose other than that for which you are
receiving this information.

This message was sent to 222-2851info@21stbikes.com by tom@hardloan.net

To forward this message, please do not use the forward button of your
email application, because this message was made specifically for you only.
Instead use the forward page=0A<http://hardloan.mx3a.com/lists/lt.php?tid=
=3DahkIAAPrWHyh4xsebLGeeVAir8MDFr+wiHms/iMIlQnfEEqZtYnffKZ3IeZIWvBm=0A>
in our newsletter system.

To change your details and to choose which lists to be subscribed to,
visit your personal preferences page=0A<http://hardloan.mx3a.com/lists/lt.p=
hp?tid=3DPlWegl8rSq+jS3G591KYEVAir8MDFt+wiHms/iMIlQnfEEqZtYkffKZ3IeZIWvBm>

Or you can opt-out completely=0A<http://hardloan.mx3a.com/lists/lt.php?tid=
=3DwR+F40vurYG8PIezOWpWXVAir8MDFq+wiHms/iMIlQnfEEqZtYkvfKZ3IeZIWvBm>
from all future mailings.

=20

--b1_c1cc09f42f8d785bcd8fe7caa1bfe67e
Content-Type: text/html; charset=UTF-8
Content-Transfer-Encoding: quoted-printable

<html><head>=0A <meta content=3D"text/html;charset=3DUTF-8" http-equ=
iv=3D"Content-Type">=0A <meta content=3D"width=3Ddevice-width"/>=0A =
 <title></title></head><body>&nbsp;

<meta http-equiv=3D"Content-Type" content=3D"text/html; charset=3Dutf-8">
<title></title>
<table style=3D"border:1px solid #d3d3d3" width=3D"600" height=3D"500" cell=
spacing=3D"0" cellpadding=3D"0" align=3D"center">
 <tbody>
 <tr style=3D"vertical-align: top;height:290px">
 <td style=3D"width:600px;vertical-align: top;"><img usemap=3D"#=
Map" alt=3D"" src=3D"http://www.hard-money.us/new.jpg" width=3D"600" height=
=3D"290" border=3D"0" /> <map name=3D"Map" id=3D"Map">
 <area shape=3D"rect" coords=3D"2,5,96,94" target=3D"_blank" hre=
f=3D"http://www.hard-money.us/" />
 <area shape=3D"rect" coords=3D"1,265,73,289" target=3D"_blank" =
href=3D"http://www.hard-money.us/" />
 <area shape=3D"rect" coords=3D"78,265,151,287" target=3D"_blank=
" href=3D"http://www.hard-money.us/about.html" />
 <area shape=3D"rect" coords=3D"153,265,226,289" target=3D"_blan=
k" href=3D"http://www.hard-money.us/products.html" />
 <area shape=3D"rect" coords=3D"228,266,299,287" target=3D"_blan=
k" href=3D"http://www.hard-money.us/loanforms.html" />
 <area shape=3D"rect" coords=3D"301,265,375,289" target=3D"_blan=
k" href=3D"http://www.hard-money.us/brokers.html" />
 <area shape=3D"rect" coords=3D"374,264,448,289" target=3D"_blan=
k" href=3D"http://www.hard-money.us/deals.html" />
 <area shape=3D"rect" coords=3D"448,265,520,289" target=3D"_blan=
k" href=3D"http://www.hard-money.us/contact.html" />
 <area shape=3D"rect" coords=3D"524,264,596,289" target=3D"_blan=
k" href=3D"http://www.hard-money.us/resources.html" /> </map></td>
 </tr>
 <tr style=3D"vertical-align: top;">
 <td>
 <h3 style=3D"font-family:calibri;font-size:22px;color:#555;padd=
ing:0px 10px;">&nbsp;</h3>
 <a href=3D"http://ha=
rdloan.mx3a.com/lists/lt.php?tid=3DcUpVUQJUUlEEAhUCAFQCGwcBBwIeWgMHUEsDBVYM=
DQUPAlVRXA9KBQJWCgJUBVIbAwRSUB5XAAdSS1oJUQEZUlpQUQZXBw4JB1QBH1YAUAYHVlpfHgF=
TXVtLVldRWxlSDwEDGVYGUwYGXA0CVFZXAA" >US HARD MONEY</a>

<a href=3D"http://hardloan.mx3a.com/lists/lt=
.php?tid=3DcUpVUQJUUlEEAhUCAFQCGwcBBwIeWgMHUEsDBVYMDQUPAlVRXA9KBQJWCgJUBVIb=
AwRSUB5XAAdSS1oJUQEZUlpQUQZXBw4JB1QBH1YAUAYHVlpfHgFTXVtLVldRWxlSDwEDGVYGUwY=
GXA0CVFZXAA" >USHM</a> and affiliates have been providing nationwide loan s=
ervices for over 25 years. We have the know-how, experience, and contacts t=
o provide real estate financing for virtually all property types and lendin=
g scenarios, from land acquisition to adaptive re-use. We also provide asse=
t based business loans. We finance inventory, accounts receivables, equipme=
nt purchases, and expansion capital.

&nbsp;

&middot;&nbsp;&nbsp;&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp; Historically, the core business=
 of USHM has been in making direct Hard Money real estate loans with a prim=
ary emphasis on land loans. Current market conditions have caused us to red=
irect our focus. While we still make land loans, they MUST have contracts i=
n place and/or a viable exit strategy.

&middot;&nbsp;&nbsp;&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp; To qualify, loans must be place=
d in the Continental United States and not exceed 50% of the real property&=
#39;s LIQUIDATION value or purchase price or cost (LTV/LTC). The typical lo=
an term is up to three years with no pre-payment penalty. Loans can range b=
etween $3M to $100. Our &#39;sweet spot&#39; loans are between $3M to $10M.=

WE DO NOT FUND=
 LOANS LESS THAN $1M.

<s=
pan style=3D"font-size:10.0pt;
mso-bidi-font-size:12.0pt;font-family:Symbol;mso-fareast-font-family:Symbol=
;
mso-bidi-font-family:Symbol">&middot;&nbsp;&nbsp;&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp; Loan To Value (LTV/LTC) is typi=
cally calculated to be the lesser of the quick sale value or the purchase p=
rice. For example, if you are able to purchase a property with a market val=
ue of $12mm for $6mm, the lower value is used for underwriting purposes. In=
 this example we could lend between $3mm-$5.4mm. But there are exceptions. =
If you don&#39;t have any money in the deal, your ability to get a Hard Mon=
ey loan is slight.

Due to current market conditions we are no l=
onger routinely making loans on unimproved or un-entitled rea=
l estate. We are looking for cash flowing real estate deals $3M or greater.=

WE DO NOT FUND START-UPS=

We are currently financing asset based loans on the following:

&middot;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp=
; Commercial Aircraft

&middot;&nbsp;&nbsp;&nbsp;&nbsp;&n=
bsp;&nbsp;&nbsp;&nbsp; Debtor in Possession Financing =
All Industries

&nbsp;

&nbsp;

Every deal is unique. =
Please give us a call.

Cordially,

&nbsp;

Thomas F. =
Brosnan

Managing M=
ember

US Hard Mo=
ney, LLC

119 Park S=
t. #5

Charles To=
wn, WV

703-328-64=
64

Skype: tel=
egony22314

Conference=
 Call# 641-715-3600

PIN 305662=
#

tom@hard-m=
oney.us

www.hard-m=
oney.us

This email may =
contain privileged and/or confidential information and is intended solely f=
or the use of the addressee. If you are not the intended recipient, you are=
 strictly prohibited from disclosing, copying, distributing or using any of=
 this information. If you received this communication in error, please cont=
act the sender immediately and destroy the material in its entirety. You ma=
y not directly or indirectly use or disclose this information for any purpo=
se other than that for which you are receiving this information.

 </td>
 </tr>
 <tr style=3D"vertical-align: top;&#xA; background: #F60;=
&#xA; width: 600px;&#xA; height: 45px;&#xA; =
 display: table;">
 <td>
 <div id=3D"footer">
 <div class=3D"indent-footer" style=3D"font-size:10px !important=
">us hard money, llc &copy; 2009-2025&nbsp; | &nbsp;<a href=3D"http://hardl=
oan.mx3a.com/lists/lt.php?tid=3DcUoAVl1TVAkLBRVUBwRUGwcEAlUeAQIAVEtSUANaAVU=
NUAMNVQ9KBQJWCgJUBVIbAwRSUB5XAAdSS1oJUQEZUlpQUQZXBw4JB1QBH1YAUAYHVlpfHgFTXV=
tLVldRWxlSDwEDGVYGUwYGXA0CVFZXAA" >Contact Us</a>&nbsp;| &nbsp;<a href=3D"h=
ttp://hardloan.mx3a.com/lists/lt.php?tid=3DcUoEUVMEAgIBVRVSVFdUGwcHBlIeAVJQ=
U0tTVQBcDVUPAQYCAVFKBQJWCgJUBVIbAwRSUB5XAAdSS1oJUQEZUlpQUQZXBw4JB1QBH1YAUAY=
HVlpfHgFTXVtLVldRWxlSDwEDGVYGUwYGXA0CVFZXAA" >Loan Forms</a>&nbsp;| &nbsp;<=
a href=3D"http://hardloan.mx3a.com/lists/lt.php?tid=3DcUpSA1AGVAACUBVRAl5YG=
wdUAFEeWgcBVUtWUAcKUVdfBwNXU1ZKBQJWCgJUBVIbAwRSUB5XAAdSS1oJUQEZUlpQUQZXBw4J=
B1QBH1YAUAYHVlpfHgFTXVtLVldRWxlSDwEDGVYGUwYGXA0CVFZXAA" >Broker Forms</a>&n=
bsp;| &nbsp;<a href=3D"http://hardloan.mx3a.com/lists/lt.php?tid=3DcUpQUgYD=
DlECAhUHAl4DGwcFUAQeWl8DVUsAV1daDVAOAlEGUwRKBQJWCgJUBVIbAwRSUB5XAAdSS1oJUQE=
ZUlpQUQZXBw4JB1QBH1YAUAYHVlpfHgFTXVtLVldRWxlSDwEDGVYGUwYGXA0CVFZXAA" >Blog<=
/a></div>
 </div>
 </td>
 </tr>
 </tbody>
</table>
</meta>

&nbsp;
&nbsp;
&nbsp;
&nbsp; --

<div class=3D"footer" style=3D"text-align:left; font-size: 75%;">
 This message was sent to 222-2851info@21stbikes.com by tom@hardloa=
n.net
 To forward this message, please do not use the forward button of y=
our email application, because this message was made specifically for you o=
nly. Instead use the <a href=3D"http://hardloan.mx3a.com/lists/lt.php?tid=
=3DcUoCVVUOBggCVBVTAQMDGwcPVAUeAlcAUUtTU1ddAlBbBw1RUw5KBQJWCgJUBVIbAwRSUB5X=
AAdSS1oJUQEZUlpQUQZXBw4JB1QBH1YAUAYHVlpfHgFTXVtLVldRWxlSDwEDGVYGUwYGXA0CVFZ=
XAA" >forward page</a> in our newsletter system. 
 To change your details and to choose which lists to be subscribed to,=
 visit your personal <a href=3D"http://hardloan.mx3a.com/lists/lt.php?tid=
=3DcUoHUVECD1UKVhVWVFQDGwdWAgAeAlVRAEtVAAQBUgQMBA0MVQZKBQJWCgJUBVIbAwRSUB5X=
AAdSS1oJUQEZUlpQUQZXBw4JB1QBH1YAUAYHVlpfHgFTXVtLVldRWxlSDwEDGVYGUwYGXA0CVFZ=
XAA" >preferences page</a> 
 Or you can <a href=3D"http://hardloan.mx3a.com/lists/lt.php?tid=3DcUp=
XBVVRDgVXVxVXUAMEGwdTW1ceAQVWAUtaBgQLBwoPVwECUVNKBQJWCgJUBVIbAwRSUB5XAAdSS1=
oJUQEZUlpQUQZXBw4JB1QBH1YAUAYHVlpfHgFTXVtLVldRWxlSDwEDGVYGUwYGXA0CVFZXAA" >=
opt-out completely</a> from all future mailings.
 </div>

=0A <img src=3D"http://hardloan.mx3a.com/lists/ut.php?u=3D0dec474ef5e1d21=
483e7506cdfb8eced&amp;m=3D66" width=3D"1" height=3D"1" border=3D"0" alt=3D"=
" /></body></html>

--b1_c1cc09f42f8d785bcd8fe7caa1bfe67e--