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Delivery-date: Mon, 23 Mar 2026 20:55:19 +0700
Date: Mon, 23 Mar 2026 04:31:40 +0000
To: info@21stbikes.com
From: "tom@hardloan.net" <tom@hardloan.net>
Subject: Hard Money Fast Close
Message-ID: <c8a6ef119c69f953785bc4b342429bdb@hardloan.mx3a.com>
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US HARD MONEY=0A<http://hardloan.mx3a.com/lists/lt.php?tid=3Dni191jwbwaC53z=
tvePFjMnBOSEQ4MVl7vukskDyj8+aw0EvD7ynQTqFJAGLVlW1j>

USHM and affiliates have been providing nationwide loan services for over
25 years. We have the know-how, experience, and contacts to provide real
estate financing for virtually all property types and lending scenarios,
from land acquisition to adaptive re-use. We also provide asset based
business loans. We finance inventory, accounts receivables, equipment
purchases, and expansion capital.

=C2=B7 Historically, the core business of USHM has been in making direct Ha=
rd
Money real estate loans with a primary emphasis on land loans. Current
market conditions have caused us to redirect our focus. While we still make
land loans, they MUST have contracts in place and/or a viable exit
strategy.

=C2=B7 To qualify, loans must be placed in the Continental United States an=
d
not exceed 50% of the real property's LIQUIDATION value or purchase price
or cost (LTV/LTC). The typical loan term is up to three years with no
pre-payment penalty. Loans can range between $1M to $100. Our 'sweet spot'
loans are between $3M to $10M.

WE DO NOT FUND LOANS LESS THAN $1M.

=C2=B7 Loan To Value (LTV/LTC) is typically calculated to be the lesser of =
the
quick sale value or the purchase price. For example, if you are able to
purchase a property with a market value of $12mm for $6mm, the lower value
is used for underwriting purposes. In this example we could lend between
$3mm-$5.4mm. But there are exceptions. If you don't have any money in the
deal, your ability to get a Hard Money loan is slight.

Due to current market conditions we are no longer routinely making loans on
unimproved or un-entitled real estate. We are looking for cash flowing real
estate deals $3M or greater.

WE DO NOT FUND START-UPS

We are currently financing asset based loans on the following:

=C2=B7 Commercial Aircraft

=C2=B7 Inventory

=C2=B7 Purchase Order Contracts

=C2=B7 Rolling Stock

=C2=B7 Production Contracts

=C2=B7 Charged off Credit Card Receivables

=C2=B7 Licenses - Communications, Cable and Cellular

=C2=B7 Fine Art, Antiques, and Gems (cut or uncut)

=C2=B7 Oil, Gas and Mining resources with early stage infrastructure and/or
production

=C2=B7 Bridge Financing for Asset Sales Contracts

=C2=B7 Debtor in Possession Financing All Industries

Every deal is unique. Please give us a call.

Cordially,

Thomas F. Brosnan

Managing Member

US Hard Money, LLC

P.O. Box 15331

Alexandria, Va. 22309

703-328-6464

Skype: telegony22314

Conference Call# 641-715-3600

PIN 305662#

tom@hard-money.us

www.hard-money.us

This email may contain privileged and/or confidential information and is
intended solely for the use of the addressee. If you are not the intended
recipient, you are strictly prohibited from disclosing, copying,
distributing or using any of this information. If you received this
communication in error, please contact the sender immediately and destroy
the material in its entirety. You may not directly or indirectly use or
disclose this information for any purpose other than that for which you are
receiving this information.



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            <h3 style=3D"font-family:calibri;font-size:22px;color:#555;padd=
ing:0px 10px;">&nbsp;</h3>
            <p style=3D"font-family:verdana;font-size:12px;color:#555;paddi=
ng:0px 10px;"><p style=3D"text-align: center;"><a href=3D"http://hardloan.m=
x3a.com/lists/lt.php?tid=3DcUoNUVZTAVRWUhVQUVcDGwcGAlYeAV8BBEtRU1BeAwtfBwIH=
VwVKBwJQXVcKUlUbAA9QVx5XX1IASwBUAwEZAVoPBAcHVgVWAQEOH1BWBQYHVQBVHgYAV1tLVgF=
SXRlSCAINGVQHAAJWUQFWBAJXBQ" ><strong><span style=3D"color:#2980b9;">US HAR=
D MONEY</span></strong></a></p>

<p style=3D"text-align: justify;">USHM and affiliates have been providing n=
ationwide loan services for over 25 years. We have the know-how, experience=
, and contacts to provide real estate financing for virtually all property =
types and lending scenarios, from land acquisition to adaptive re-use. We a=
lso provide asset based business loans. We finance inventory, accounts rece=
ivables, equipment purchases, and expansion capital.</p>

<p>&nbsp;</p>

<p style=3D"text-align: justify;">&middot; &nbsp; &nbsp; &nbsp; &nbsp; Hist=
orically, the core business of USHM has been in making direct Hard Money re=
al estate loans with a primary emphasis on land loans. Current market condi=
tions have caused us to redirect our focus. While we still make land loans,=
 they MUST have contracts in place and/or a viable exit strategy.</p>

<p>&middot; &nbsp; &nbsp; &nbsp; &nbsp; To qualify, loans must be placed in=
 the Continental United States and not exceed 50% of the real property&#39;=
s LIQUIDATION value or purchase price or cost (LTV/LTC). The typical loan t=
erm is up to three years with no pre-payment penalty. Loans can range betwe=
en $1M to $100. Our &#39;sweet spot&#39; loans are between $3M to $10M.</p>

<p>WE DO NOT FUND LOANS LESS THAN $1M.</p>

<p>&middot; &nbsp; &nbsp; &nbsp; &nbsp; Loan To Value (LTV/LTC) is typicall=
y calculated to be the lesser of the quick sale value or the purchase price=
. For example, if you are able to purchase a property with a market value o=
f $12mm for $6mm, the lower value is used for underwriting purposes. In thi=
s example we could lend between $3mm-$5.4mm. But there are exceptions. If y=
ou don&#39;t have any money in the deal, your ability to get a Hard Money l=
oan is slight.</p>

<p>Due to current market conditions we are no longer <em><strong>routinely<=
/strong></em> making loans on unimproved or un-entitled real estate. We are=
 looking for cash flowing real estate deals $3M or greater.</p>

<p style=3D"text-align: center;">WE DO NOT FUND START-UPS</p>

<p style=3D"text-align: center;">We are currently financing asset based loa=
ns on the following:</p>

<p style=3D"text-align: center;">&middot; &nbsp; &nbsp; &nbsp; &nbsp; Comme=
rcial Aircraft</p>

<p style=3D"text-align: center;">&middot; &nbsp; &nbsp; &nbsp; &nbsp; Inven=
tory</p>

<p style=3D"text-align: center;">&middot; &nbsp; &nbsp; &nbsp; &nbsp; Purch=
ase Order Contracts</p>

<p style=3D"text-align: center;">&middot; &nbsp; &nbsp; &nbsp; &nbsp; Rolli=
ng Stock</p>

<p style=3D"text-align: center;">&middot; &nbsp; &nbsp; &nbsp; &nbsp; Produ=
ction Contracts</p>

<p style=3D"text-align: center;">&middot; &nbsp; &nbsp; &nbsp; &nbsp; Charg=
ed off Credit Card Receivables</p>

<p style=3D"text-align: center;">&middot; &nbsp; &nbsp; &nbsp; &nbsp; Licen=
ses - Communications, Cable and Cellular</p>

<p style=3D"text-align: center;">&middot; &nbsp; &nbsp; &nbsp; &nbsp; Fine =
Art, Antiques, and Gems (cut or uncut)</p>

<p style=3D"text-align: center;">&middot; &nbsp; &nbsp; &nbsp; &nbsp; Oil, =
Gas and Mining resources with early stage infrastructure and/or production<=
/p>

<p style=3D"text-align: center;">&middot; &nbsp; &nbsp; &nbsp; &nbsp; Bridg=
e Financing for Asset Sales Contracts</p>

<p style=3D"text-align: center;">&middot; &nbsp; &nbsp; &nbsp; &nbsp; Debto=
r in Possession Financing All Industries</p>

<p style=3D"text-align: center;">&nbsp;</p>

<p>&nbsp;</p>

<p>Every deal is unique. Please give us a call.</p>

<p>Cordially,</p>

<p>&nbsp;</p>

<p>Thomas F. Brosnan</p>

<p>Managing Member</p>

<p>US Hard Money, LLC</p>

<p>P.O. Box 15331</p>

<p>Alexandria, Va. 22309</p>

<p>703-328-6464</p>

<p>Skype: telegony22314</p>

<p>Conference Call# 641-715-3600</p>

<p>PIN 305662#</p>

<p>tom@hard-money.us</p>

<p>www.hard-money.us</p>

<p><span style=3D"color:#e74c3c;">This email may contain privileged and/or =
confidential information and is intended solely for the use of the addresse=
e. If you are not the intended recipient, you are strictly prohibited from =
disclosing, copying, distributing or using any of this information. If you =
received this communication in error, please contact the sender immediately=
 and destroy the material in its entirety. You may not directly or indirect=
ly use or disclose this information for any purpose other than that for whi=
ch you are receiving this information.</span></p>
</p>
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